About buy now, pay later with Google Pay
Important: This payment method is available to users in the US and UK who make a transaction at select merchants.
Buy now, pay later is an alternative payment method. It lets you make a purchase and pay for it over a series of installments. This payment method is available when you use Google Pay to make an online purchase at select merchants. Google Pay gives you the option to select from various buy now, pay later providers. Financing isn’t offered by Google. It is offered through providers, each with their own requirements.
Common questions about buy now, pay later
- Online payments: Buy now, pay later is available to US and UK users who make transactions at select merchants that offer Google Pay for purchases over $35 in the US and £30 in the UK. Merchant availability is subject to change and eligibility requirements apply.
- Checkout with Chrome autofill: Buy now, pay later is available to US desktop users at select merchants for purchases over $35. Merchant availability is subject to change and eligibility requirements apply. Learn more about Chrome autofill here.
The Google Wallet website lets you find and remove providers you have previously linked. Learn how to manage payment methods on the Google Wallet website.
To add or re-add a provider, select a buy now, pay later payment provider using Google Pay at checkout and follow the steps to link the selected provider.
To manage transactions related to a financing provider, visit the provider’s website:
Affirm: https://www.affirm.com/user/signin
Zip: https://help.us.zip.co
Afterpay: https://www.afterpay.com/en-US/mobile-app
Klarna: https://app.klarna.com/manage-payments
Each provider has their own requirements to determine eligibility. Eligibility isn't determined by Google Pay. To learn more, visit the provider's website.
Affirm: https://helpcenter.affirm.com/s/article/why-was-I-declinedZip: https://help.us.zip.co
Afterpay: https://help.afterpay.com/hc/en-us
Klarna: https://www.klarna.com/us/customer-service/csc/declined-purchase/declined-purchase-payments/
To find transactions you’ve completed using buy now, pay later with Google Pay:
- Go to the Google Wallet website.
- At the top left, click Transactions.
- To get more details, select a transaction.
Tips:
- For older transactions, click View more transactions.
- The most recent transactions appear by default.
- To get transaction info, click into a specific payment method.
Details of your future payment plan like payment dates and amounts will be sent to you by the provider. If you have questions related to future payments, contact the financing provider directly.
Affirm: https://www.affirm.com/user/signinZip: https://help.us.zip.co
Afterpay: https://help.afterpay.com/hc/en-us
Klarna: https://app.klarna.com/manage-payments
For questions or requests for refund, contact the merchant or financing provider directly.
Affirm: https://helpcenter.affirm.com/s/article/get-a-refund
Zip: https://help.us.zip.co
Afterpay: https://help.afterpay.com/hc/en-us
Klarna: https://www.klarna.com/us/customer-service/csc/refunds/manage-refunds/
To use this payment method, you need to use an Android device with version 10 or higher.