---

%PDF-1.5 %���� 1 0 obj << /S /GoTo /D (section.1) >> endobj 4 0 obj (Introduction) endobj 5 0 obj << /S /GoTo /D (section.2) >> endobj 8 0 obj (Benefits) endobj 9 0 obj << /S /GoTo /D (subsection.2.1) >> endobj 12 0 obj (Usability benefits) endobj 13 0 obj << /S /GoTo /D (subsection.2.2) >> endobj 16 0 obj (Deployability benefits) endobj 17 0 obj << /S /GoTo /D (subsection.2.3) >> endobj 20 0 obj (Security benefits) endobj 21 0 obj << /S /GoTo /D (section.3) >> endobj 24 0 obj (Evaluating legacy passwords) endobj 25 0 obj << /S /GoTo /D (section.4) >> endobj 28 0 obj (Sample evaluation of replacement schemes) endobj 29 0 obj << /S /GoTo /D (subsection.4.1) >> endobj 32 0 obj (Encrypted password managers: Mozilla Firefox) endobj 33 0 obj << /S /GoTo /D (subsection.4.2) >> endobj 36 0 obj (Proxy-based: URRSA) endobj 37 0 obj << /S /GoTo /D (subsection.4.3) >> endobj 40 0 obj (Federated Single Sign-On: OpenID) endobj 41 0 obj << /S /GoTo /D (subsection.4.4) >> endobj 44 0 obj (Graphical passwords: Persuasive Cued Clickpoints \(PCCP\)) endobj 45 0 obj << /S /GoTo /D (subsection.4.5) >> endobj 48 0 obj (Cognitive authentication: GrIDsure) endobj 49 0 obj << /S /GoTo /D (subsection.4.6) >> endobj 52 0 obj (Paper tokens: OTPW) endobj 53 0 obj << /S /GoTo /D (subsection.4.7) >> endobj 56 0 obj (Hardware tokens: RSA SecurID) endobj 57 0 obj << /S /GoTo /D (subsection.4.8) >> endobj 60 0 obj (Mobile-Phone-based: Phoolproof) endobj 61 0 obj << /S /GoTo /D (subsection.4.9) >> endobj 64 0 obj (Biometrics: Fingerprint recognition) endobj 65 0 obj << /S /GoTo /D (section.5) >> endobj 68 0 obj (Discussion) endobj 69 0 obj << /S /GoTo /D (subsection.5.1) >> endobj 72 0 obj (Rating categories of schemes) endobj 73 0 obj << /S /GoTo /D (subsection.5.2) >> endobj 76 0 obj (Extending the benefits list) endobj 77 0 obj << /S /GoTo /D (subsection.5.3) >> endobj 80 0 obj (Additional nuanced ratings) endobj 81 0 obj << /S /GoTo /D (subsection.5.4) >> endobj 84 0 obj (Weights and finer-grained scoring) endobj 85 0 obj << /S /GoTo /D (subsection.5.5) >> endobj 88 0 obj (Combining schemes) endobj 89 0 obj << /S /GoTo /D (section.6) >> endobj 92 0 obj (Concluding remarks) endobj 93 0 obj << /S /GoTo /D (section*.2) >> endobj 96 0 obj (References) endobj 97 0 obj << /S /GoTo /D [98 0 R /Fit] >> endobj 109 0 obj << /Length 4561 /Filter /FlateDecode >> stream xڝZK��Ƒ��W�ft � PsQk,�e�5�QO�0;�"P$�
�i����L�����zdV�����V���;������0\�����t��_^�n�x�z���b��y:ڇM{�?�����~����:�����u/�6m�}���鯫���fԠ��DV}�9n���g
���z�yߜΦ5} �o���~⎩kj�5{���!���������}�O�͏�d;����Dx�� Q��Y��b��!��_�3��n�0rC���2׋��Mg�LJMH���Ե5�89�N�S0y���6�d���f[�֕��,
��}oN��,�����)8�z�^��~�2����627J�����]��WnnN����y�V?��4�Wa��~��5����_l[ц��Hl��i4'��e�>Dt�]��e�O���}S'�RG� 7���3�ũ�%�n�nz���G�F�ݐ��8Mwv��H0��֛��2C�7���D����д]~l�%.�n���{Cl��|s�LF��� �޼���/�Q@jS���֟O:ӹ����ݳ�I�E���M��)ᤨ��l�ko~3u3�\�V���41Nh^JT&��²,����t�؍����'�7�����}��Y?���t�k �UF4����0�]R��&�l�\z�u}k��݇���n����ة�M��C?W���^L#:�S��d�x���L$dNsn:Su��72�#j����f)�7�1z�oּ��cb�
����[��T����DZ�:�(���bT�t��›m�+mCZ���4��N3�@;�K� �o�B[�n�2S� ��]YA��kY� F4�#|rS�F ���C�"�ގ��}'��hziA��-k�$���إ�T���Wħ$lw��c#?�%����pr� �M��.�v������~#-�e[w'��=�:����?�T ��$tNd_Da ’ȁ�|1"fkA�ۂ����`T͡�eD�蛼���� Zs>����z����{�Jۭ�7�����y'�����t6���%�-�ù�
��#ht h�H���3�[&�>b5C�\��FKg��+���ے�2��n��δ��x�_�`�����GY���A�
�䌯���$����k�^��Q��(��|�z���\��h.lєw��~itɦ���P4�hq�9u#��U�n.�J�!b�ت����뼹��0�T����,����u\�{9oM7)��j�m=��7�?5�#���CK�����Q��L��;*���D�ln 8I/��.��s-_ �I��Ė��Z��iG)N� �H��V���Ò��˖':}\D�;�~��� ���/��;���
�=_���E�E�q"Y(�A��z]�00�^OĊ89�d��i׫8r����O���򎀟���7]_���x%����& 8�Jnwɓ�1.4oؼ���!oh�g�!_�����(����
mW�8{SV��%�̜WzM � ��1�8h�

---