Analyze and Apply Fundamentals of Banking Systems
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Analyze and Apply Fundamentals of Banking Systems
This course is part of Indian Banking System & Risk Management Specialization
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What you'll learn
Analyze banking systems, central banking functions, and monetary policy tools.
Evaluate commercial banking operations and banker–customer relationships.
Apply banking concepts to real-world financial and economic scenarios.
Skills you'll gain
- Loans
- Market Liquidity
- Payment Processing
- Payment Systems
- Economic Development
- Financial Systems
- Commercial Banking
- Customer Relationship Building
- Economics
- Financial Services
- International Finance
- Financial Regulation
- Banking Services
- Financial Regulations
- Payment Processing and Collection
- Financial Policy
- Bank Regulations
- Banking
Details to know
April 2026
11 assignments
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There are 3 modules in this course
Develop a structured understanding of banking systems, analyze central banking functions, evaluate monetary policy tools, and apply core commercial banking concepts to real-world financial scenarios.
This course provides a comprehensive foundation in banking by integrating economic principles, regulatory frameworks, monetary operations, and banker–customer relationships into one cohesive learning journey. Learners will explore how banks mobilize savings, create credit, manage liquidity, and support economic development. The course also examines the role of the central bank in supervision, foreign exchange reserves management, payment systems, and financial stability. What makes this course unique is its practical and systems-based approach—connecting regulatory theory with operational banking functions and economic outcomes. Rather than treating topics in isolation, it demonstrates how central banking policy, commercial banking operations, and economic growth are interdependent. By completing this course, learners will strengthen their financial sector knowledge, enhance regulatory awareness, and build analytical skills essential for careers in banking, finance, risk management, and economic policy.
This module introduces the foundational principles of banking and explains how the banking system supports economic growth and industrialization. It explores the regulatory, research, and support functions of the central bank, along with key monetary tools such as CRR, SLR, and currency management, providing learners with a structured understanding of how central banking ensures financial stability and liquidity management.
What's included
7 videos4 assignments
7 videos•Total 51 minutes
- Introduction to Basics of Banking•9 minutes
- Learning about economic growth & industrialization•8 minutes
- Functions of Regulations & Supervision•6 minutes
- Functions of Research Activities•7 minutes
- Functions of Support Activities•8 minutes
- Reserve Bank of India Ratios•6 minutes
- Currency Management•8 minutes
4 assignments•Total 60 minutes
- Foundations of Banking & Central Banking Framework•30 minutes
- Banking in the Economy – The Big Picture•10 minutes
- The Central Bank’s Developmental & Support Role•10 minutes
- Core Monetary & Currency Operations•10 minutes
This module focuses on the Reserve Bank of India’s operational authority as banker to the government, public debt manager, and monetary authority. It examines credit control mechanisms, foreign exchange reserves management, payment and settlement systems, and the legal framework governing banking regulation, providing learners with applied insights into systemic risk management and financial oversight.
What's included
8 videos4 assignments
8 videos•Total 60 minutes
- Banker & Debt Manager to Government•6 minutes
- Credit Control•7 minutes
- Foreign Exchange Reserves Management•8 minutes
- Payment Licensing•8 minutes
- Settlement Systems•5 minutes
- Banking Regulation Act•8 minutes
- Powers with RBI•10 minutes
- Non-Banking Financial Companies•9 minutes
4 assignments•Total 60 minutes
- RBI as Controller, Manager & System Stabilizer•30 minutes
- Government Banker & Monetary Authority•10 minutes
- Managing External & Domestic Stability•10 minutes
- Regulatory Powers & Legal Framework•10 minutes
This module explores the legal and operational dimensions of the banker–customer relationship and examines the primary and secondary functions of commercial banks. It highlights confidentiality obligations, credit creation mechanisms, and the role of banks in economic development, enabling learners to understand how commercial banking supports financial inclusion and national growth.
What's included
5 videos3 assignments
5 videos•Total 40 minutes
- Banker-Customer Relationship•9 minutes
- Continuation of Banker-Customer relationship•8 minutes
- Terms under Banker-Customer relationship•8 minutes
- Typical Functions of a Bank•7 minutes
- Functions of Banks and Role in Economic Development•9 minutes
3 assignments•Total 50 minutes
- Commercial Banking & Customer Relationships•30 minutes
- Banker–Customer Relationship Deep Dive•10 minutes
- Core Functions of Commercial Banks•10 minutes
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Reviewed on May 13, 2026
A highly informative course that connects monetary policy, regulatory frameworks, and banking operations seamlessly. It helped me better understand the
Reviewed on May 6, 2026
Application of these fundamentals includes proper loan evaluation, maintaining reserves, and managing interest rate changes.
Reviewed on Apr 26, 2026
Risk management is essential, including handling credit risk, market risk, and operational risk to ensure stability.
Frequently asked questions
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When you enroll in the course, you get access to all of the courses in the Specialization, and you earn a certificate when you complete the work. Your electronic Certificate will be added to your Accomplishments page - from there, you can print your Certificate or add it to your LinkedIn profile.
Yes. In select learning programs, you can apply for financial aid or a scholarship if you can’t afford the enrollment fee. If fin aid or scholarship is available for your learning program selection, you’ll find a link to apply on the description page.
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