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Blockchain Applications in Fintech

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Blockchain Applications in Fintech

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Included with

Gain insight into a topic and learn the fundamentals.
Beginner level
No prior experience required
1 week to complete
at 10 hours a week
Flexible schedule
Learn at your own pace

Gain insight into a topic and learn the fundamentals.
Beginner level
No prior experience required
1 week to complete
at 10 hours a week
Flexible schedule
Learn at your own pace

What you'll learn

  • Explain how blockchain transforms key financial functions, from payments to identity, compliance, and tokenization.

  • Evaluate real-world blockchain use cases and assess their risks, benefits, and fit for fintech applications.

Details to know

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Assessments

21 assignments

Taught in English

There are 3 modules in this course

This course provides business professionals with a strategic understanding of how blockchain is reshaping the financial services industry. You'll begin by building a solid foundation in blockchain fundamentals, including how digital assets, smart contracts, and decentralized systems work. Next, you’ll explore how blockchain is powering the rise of decentralized finance (DeFi), offering new models for asset exchange, identity, and compliance—while addressing long-standing inefficiencies in traditional financial infrastructure. Finally, you’ll examine how blockchain is being applied across fintech, from stablecoins and securities tokens to decentralized insurance, global payments, and the integration of artificial intelligence (AI) in blockchain economics. By the end of the course, you’ll be equipped to evaluate real-world blockchain use cases, assess risks and opportunities, and make informed decisions about integrating blockchain-based solutions in financial contexts.

This course is non-technical (i.e. no coding required) and is intended for a broad audience. It draws on remixed content from our "Blockchain Revolution in Financial Services Specialization" our “Web3 and Blockchain in Global Commerce Specialization,” and our "Generative AI and Blockchain" course.

What exactly is blockchain, and why does it matter for the future of finance? In this module, you'll explore the core building blocks of blockchain systems and how they underpin the emerging Web3 ecosystem. You'll learn how blockchain establishes trust without intermediaries, how digital assets and smart contracts work, and what design principles shape blockchain architecture. By the end of this module, you’ll have a solid foundation in blockchain infrastructure and a clear understanding of how these technologies are setting the stage for innovation in fintech.

What's included

6 videos6 readings5 assignments1 discussion prompt

6 videosTotal 37 minutes
  • Course Introduction3 minutes
  • What is Web3?8 minutes
  • Digital Assets (Tokens)7 minutes
  • Example: How a Bitcoin Transaction Works8 minutes
  • Smart Contracts5 minutes
  • Blockchain Design Principles and Challenges7 minutes
6 readingsTotal 105 minutes
  • The Rise of Web360 minutes
  • Digital Assets (Tokens)5 minutes
  • Blockchain Demo (Optional)10 minutes
  • Smart Contract Use Cases5 minutes
  • Blockchain Design Principles10 minutes
  • Blockchain Implementation Challenges15 minutes
5 assignmentsTotal 56 minutes
  • Web3 and Blockchain Fundamentals30 minutes
  • The Rise of Web310 minutes
  • Steps of a Bitcoin Transaction10 minutes
  • Blockchain Fundamentals3 minutes
  • Blockchain Design Principles and Challenges3 minutes
1 discussion promptTotal 5 minutes
  • Smart Contracts5 minutes

This module examines how blockchain is driving the rise of decentralized finance (DeFi) - a movement that is transforming the foundations of the global financial system. We'll examine how blockchain is being used to address long-standing inefficiencies in the global financial system—from costly settlement delays to fragmented identity verification. You’ll gain insight into how tokenization, distributed identity systems, and smart contracts power decentralized alternatives to traditional financial infrastructure. With attention to regulatory and business implications, this module equips you to critically evaluate the opportunities and limitations of blockchain and DeFi within the evolving fintech landscape.

What's included

12 videos7 readings9 assignments

12 videosTotal 85 minutes
  • Six Inefficiencies in Financial Services9 minutes
  • The Rise of Decentralized Finance (DeFi): The Golden Eight Part 14 minutes
  • The Rise of Decentralized Finance (DeFi): The Golden Eight Part 24 minutes
  • Tokenization5 minutes
  • Safeguarding the Physical-Digital Interface5 minutes
  • Distributed, Self-sovereign Identity Systems6 minutes
  • Blockchain Identity Applications5 minutes
  • Intro to Blockchain Regulation12 minutes
  • Fundamental Questions9 minutes
  • Regulatory Principles11 minutes
  • Business Considerations7 minutes
  • Technology Considerations6 minutes
7 readingsTotal 80 minutes
  • Six Inefficiencies in Financial Services10 minutes
  • The Rise of Decentralized Finance (DeFi)10 minutes
  • Tokenization10 minutes
  • Safeguarding the Physical-Digital Interface10 minutes
  • Distributed, Self-sovereign Identity Systems20 minutes
  • Blockchain Regulation10 minutes
  • Design Considerations for Blockchain in Fintech10 minutes
9 assignmentsTotal 110 minutes
  • Blockchain Transformations of Financial Services30 minutes
  • Six Inefficiencies in Financial Services 10 minutes
  • The Rise of Decentralized Finance (DeFi)10 minutes
  • Tokenization10 minutes
  • Safeguarding the Physical-Digital Interface10 minutes
  • Identity on a Blockchain 15 minutes
  • Fundamental Questions 5 minutes
  • Regulatory Principles10 minutes
  • Design Considerations for Blockchain in Fintech10 minutes

In this final module, we move from theory to practice. You’ll explore real-world use cases of blockchain in fintech, including stablecoins, securities tokens, decentralized insurance, and international payments. You’ll also examine how AI is shaping blockchain-based economic models, from adaptive tokenomics to dynamic incentive systems. Through case studies and applied frameworks, this module equips you to analyze blockchain’s role in driving new business models and creating smarter, more inclusive financial services.

What's included

6 videos6 readings7 assignments

6 videosTotal 41 minutes
  • Stablecoins7 minutes
  • Securities Tokens7 minutes
  • Insurance7 minutes
  • International Clearing and Settlement5 minutes
  • AI-Driven Tokenomics and Incentive Structures7 minutes
  • Global Commerce in a Web3 World9 minutes
6 readingsTotal 90 minutes
  • Stablecoins10 minutes
  • Securities Tokens10 minutes
  • Insurance10 minutes
  • International Clearing and Settlement10 minutes
  • AI-Driven Tokenomics and Incentive Structures20 minutes
  • Global Commerce in a Web3 World30 minutes
7 assignmentsTotal 77 minutes
  • Blockchain Applications in Fintech30 minutes
  • Stablecoins5 minutes
  • Securities Tokens5 minutes
  • Insurance 7 minutes
  • International Clearing and Settlement 10 minutes
  • AI-Driven Tokenomics and Incentive Structures10 minutes
  • Global Commerce in a Web3 World10 minutes

Instructors

INSEAD
21 Courses168,976 learners

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