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⇱ Credit Analysis: Portfolio Management & Regulations | Coursera


Credit Analysis: Portfolio Management & Regulations

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Credit Analysis: Portfolio Management & Regulations

Included with

Gain insight into a topic and learn the fundamentals.
Intermediate level

Recommended experience

6 hours to complete
Flexible schedule
Learn at your own pace

Gain insight into a topic and learn the fundamentals.
Intermediate level

Recommended experience

6 hours to complete
Flexible schedule
Learn at your own pace

What you'll learn

  • Evaluate bond pricing, yields, and credit spreads for investment decision-making.

  • Implement credit derivatives and structured products for risk management.

  • Apply Basel regulatory frameworks and stress testing methodologies.

  • Execute comprehensive credit portfolio management strategies.

Details to know

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Assessments

4 assignments¹

AI Graded see disclaimer
Taught in English

Build your subject-matter expertise

This course is part of the Credit Analyst Academy Specialization
When you enroll in this course, you'll also be enrolled in this Specialization.
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  • Gain a foundational understanding of a subject or tool
  • Develop job-relevant skills with hands-on projects
  • Earn a shareable career certificate

There are 4 modules in this course

This course offers a comprehensive and practice-oriented introduction to advanced credit analysis and fixed income risk management. Designed for professionals aiming to deepen their expertise in credit markets, it combines technical rigor with practical application across key areas such as bond pricing, credit derivatives, regulatory frameworks, and portfolio-level risk mitigation. Learners will explore how tools like yield curve analysis, CDS contracts, and Basel guidelines are used to build effective credit strategies and assess risk in real-world financial environments.

Through expert instruction, hands-on exercises, and real-world case studies, learners will develop the ability to evaluate credit risk, apply structured financial instruments, and navigate evolving regulatory landscapes. By the end of the course, participants will be equipped to manage institutional credit exposure and fixed income investments with confidence, precision, and compliance-focused insight. This course is designed for finance professionals aiming to deepen their expertise in credit risk assessment and fixed income investing. Whether you're a financial analyst, fixed income trader, portfolio manager, or credit risk specialist at a bank or rating agency, the content is tailored to equip you with practical, industry-relevant skills. Investors looking to better understand the bond market will also benefit from its structured approach and real-world applications. To get the most out of this course, participants should have a basic understanding of financial concepts such as time value of money, interest rates, and financial statements. Familiarity with Excel and basic quantitative skills will be helpful for completing hands-on exercises. While no prior experience in credit analysis or fixed income markets is required, those with a background in finance, accounting, or investment will find the course especially rewarding. By the end of this course, participants will be able to evaluate bond pricing, yields, and credit spreads for sound investment decisions, implement credit derivatives for risk management, apply Basel regulatory frameworks and stress testing methodologies, and execute comprehensive credit portfolio management strategies across varying market conditions. These skills will enable professionals to navigate complex credit markets with greater confidence, compliance, and strategic insight.

In this module, you’ll learn how to evaluate fixed income investments by mastering bond pricing, yield analysis, and credit spread interpretation. You’ll explore how market conditions, credit risk, and interest rate changes impact bond valuation through yield curves and spread dynamics. With expert-led videos, real-world case studies, Excel-based exercises, and interactive assessments, you’ll build the skills to accurately price bonds, identify mispricing risks, and make sound investment decisions in credit markets.

What's included

6 videos2 readings1 assignment1 peer review1 discussion prompt

6 videosTotal 33 minutes
  • Introduction to Bond Pricing 4 minutes
  • Understanding Yield to Maturity (YTM) 5 minutes
  • Credit Spreads and Market Perception 7 minutes
  • The Yield Curve and Credit Risk 5 minutes
  • Case Study: Bond Pricing in Different Economic Conditions 5 minutes
  • Common Mistakes in Bond Valuation 6 minutes
2 readingsTotal 10 minutes
  • Welcome to the Course: Course Overview 5 minutes
  • What Is Credit Analysis? How It Works With Evaluating Risk5 minutes
1 assignmentTotal 20 minutes
  • Bond Pricing, Yields, and Spreads 20 minutes
1 peer reviewTotal 10 minutes
  • Hands-On-Learning: Calculating Bond Prices and Yields10 minutes
1 discussion promptTotal 5 minutes
  • Analyzing Sudden Bond Price Drops: Identifying the Cause and Response5 minutes

In this module, you’ll explore the structure, mechanics, and applications of credit derivatives, with a focus on Credit Default Swaps (CDS). You’ll learn how CDS contracts are priced, how they’re used for hedging and speculation, and how their market dynamics impact credit spreads and systemic risk. Through real-world case studies, regulatory insights, and hands-on analysis of CDS contracts, you’ll develop the ability to assess the strategic and ethical implications of using credit derivatives in modern credit risk management.

What's included

6 videos1 reading1 assignment1 peer review1 discussion prompt

6 videosTotal 35 minutes
  • Introduction to Credit Derivatives 6 minutes
  • Mechanics of Credit Default Swaps (CDS) 6 minutes
  • The Role of CDS in Risk Management 6 minutes
  • Market Dynamics of Credit Derivatives 5 minutes
  • Case Study: The Role of CDS in Financial Crises 6 minutes
  • Regulatory and Ethical Considerations in Credit Derivatives 7 minutes
1 readingTotal 5 minutes
  • Credit Derivatives: Credit Default Swaps (CDS)5 minutes
1 assignmentTotal 20 minutes
  • Credit Derivatives and Credit Default Swaps (CDS) 20 minutes
1 peer reviewTotal 10 minutes
  • Hands-On-Learning: Analyzing a CDS Contract 10 minutes
1 discussion promptTotal 5 minutes
  • Evaluating Loan Structures: Secured vs. Unsecured5 minutes

In this module, you’ll demystify Basel I–III and their impact on credit risk management. You’ll translate capital rules into practical steps: calculating risk-weighted assets (RWA), comparing Standardized vs. Internal Ratings-Based (IRB) approaches, and linking Pillars 1–3 to real lending decisions. A case study and a hands-on compliance review, you’ll connect regulatory ratios and buffers to pricing, limits, and portfolio strategy, while scanning the horizon for “Basel III endgame” updates.

What's included

6 videos1 reading1 assignment1 peer review1 discussion prompt

6 videosTotal 35 minutes
  • Introduction to Basel Regulations 5 minutes
  • Credit Risk Capital Requirements 6 minutes
  • The Standardized vs. Internal Ratings-Based Approach7 minutes
  • Impact of Basel III on Lending and Credit Risk 6 minutes
  • Case Study: Basel III Implementation in a Bank 6 minutes
  • Future of Banking Regulations 5 minutes
1 readingTotal 5 minutes
  • Basel III: International Regulatory Framework5 minutes
1 assignmentTotal 20 minutes
  • Basel Regulations and Credit Risk Management20 minutes
1 peer reviewTotal 10 minutes
  • Hands-On-Learning: Analyzing a Basel III Compliance Report10 minutes
1 discussion promptTotal 10 minutes
  • Balancing Risk and Return: The Impact of Capital Requirements on Lending10 minutes

In this module, you’ll manage credit exposure at the portfolio level. You’ll design diversification and limit frameworks, quantify concentration and correlation risk, and deploy hedges (e.g., single-name CDS, index CDS, insurance, and structured transfers). A case study and an Excel-based exercise connect risk metrics (EL/UL, VaR, RAROC, tracking error) to practical actions—rebalancing, hedging, and capital allocation.

What's included

6 videos1 reading1 assignment2 peer reviews1 discussion prompt

6 videosTotal 35 minutes
  • Introduction to Credit Portfolio Management 6 minutes
  • Diversification in Credit Risk 5 minutes
  • Hedging Credit Risk with Derivatives 6 minutes
  • Credit Risk Transfer Mechanisms 6 minutes
  • Case Study: Managing a Corporate Credit Portfolio6 minutes
  • Best Practices in Credit Risk Mitigation5 minutes
1 readingTotal 5 minutes
  • Portfolio Management: Definition, Types, and Strategies5 minutes
1 assignmentTotal 20 minutes
  • Credit Portfolio Management and Risk Mitigation20 minutes
2 peer reviewsTotal 70 minutes
  • Hands-On-Learning: Analyzing a Credit Portfolio10 minutes
  • Project: Credit Derivatives & Basel Portfolio Risk Challenge60 minutes
1 discussion promptTotal 10 minutes
  • Optimizing Credit Portfolios: Choosing the Right Risk Transfer Strategy10 minutes

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Frequently asked questions

To access the course materials, assignments and to earn a Certificate, you will need to purchase the Certificate experience when you enroll in a course. You can try a Free Trial instead, or apply for Financial Aid. The course may offer 'Full Course, No Certificate' instead. This option lets you see all course materials, submit required assessments, and get a final grade. This also means that you will not be able to purchase a Certificate experience.

When you enroll in the course, you get access to all of the courses in the Specialization, and you earn a certificate when you complete the work. Your electronic Certificate will be added to your Accomplishments page - from there, you can print your Certificate or add it to your LinkedIn profile.

Yes. In select learning programs, you can apply for financial aid or a scholarship if you can’t afford the enrollment fee. If fin aid or scholarship is available for your learning program selection, you’ll find a link to apply on the description page.

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¹ Some assignments in this course are AI-graded. For these assignments, your data will be used in accordance with Coursera's Privacy Notice.