Mortgage Loans and Lending Fundamentals
Ends soon! Keep adding new skills with 10,000+ programs for $239 (usually $399). Save now.
Ask Coursera
What you'll learn
Explain mortgage loan products, lending processes, and borrower eligibility assessment methods.
Analyze amortization, interest rates, repayment structures, and mortgage-related financial decisions.
Evaluate lending risks and recommend suitable mortgage solutions based on borrower needs.
Skills you'll gain
- Strategic Decision-Making
- Commercial Lending
- Stakeholder Management
- Loan Documentation
- Mortgage Loans
- General Lending
- Stakeholder Analysis
- Stakeholder Engagement
- Banking
- Finance
- Credit Risk
- Lending and Underwriting
- Decision Making
- Financial Services
- Loans
- Consumer Lending
- Loan Origination
- Banking Services
- Underwriting
Tools you'll learn
Details to know
June 2026
16 assignments
See how employees at top companies are mastering in-demand skills
There are 4 modules in this course
Master mortgage loans, lending processes, and financial decision-making in this complete mortgage advisor course. Learn how loans work, how to evaluate risk, and how to guide borrowers effectively.
This course provides a step-by-step understanding of the mortgage lifecycleβfrom fundamentals and documentation to underwriting, repayment structures, and advanced loan calculations. You will explore different mortgage products, analyze borrower eligibility, and understand how lenders assess risk. Designed for beginners and aspiring professionals, the course breaks down complex concepts like amortization, interest rates, escrow, and prepayment strategies into simple, actionable insights. By the end of this course, learners will be able to confidently evaluate mortgage options, understand financial implications, and apply practical knowledge in real-world lending scenarios. Whether you're starting a career in banking or enhancing your financial expertise, this course equips you with industry-relevant mortgage advisory skills.
Learn core mortgage concepts, terminology, key stakeholders, and the complete step-by-step mortgage process to build a strong foundation in lending.
What's included
8 videos4 assignments
8 videosβ’Total 48 minutes
- Introduction to Mortgageβ’6 minutes
- What is Mortgageβ’4 minutes
- Common Terms in Mortgageβ’10 minutes
- Parties involved in Mortgageβ’11 minutes
- Who are Mortgage Borrowers and Lendersβ’4 minutes
- Mortgage Process- Step 1β’5 minutes
- Mortgage Process- Step 2 and 3β’3 minutes
- Mortgage Process- Step 4 to 6β’4 minutes
4 assignmentsβ’Total 60 minutes
- Mortgage Basics Unlockedβ’10 minutes
- Key Players in the Mortgage Ecosystemβ’10 minutes
- Understanding the Mortgage Journey (Part 1)β’10 minutes
- Foundations of Mortgage Lendingβ’30 minutes
Understand borrower documentation, payment components, credit appraisal, property valuation, and risk factors involved in mortgage lending decisions.
What's included
8 videos4 assignments
8 videosβ’Total 58 minutes
- Important Documents requiredβ’5 minutes
- Important Points for the Borrowerβ’6 minutes
- Components of Mortgage Paymentsβ’3 minutes
- Credit Appraisal Processesβ’11 minutes
- Property Appraisal Processesβ’10 minutes
- Types of Risks for the Lendersβ’4 minutes
- Fixed Rate Mortgageβ’8 minutes
- Adjustable Rate Mortgagesβ’11 minutes
4 assignmentsβ’Total 60 minutes
- Mortgage Documentation & Borrower Readinessβ’10 minutes
- Payments & Financial Evaluationβ’10 minutes
- Understanding Risks & Mortgage Typesβ’10 minutes
- Documentation, Payments & Risk Assessmentβ’30 minutes
Explore various mortgage products, underwriting processes, escrow management, and cost structures to make informed loan decisions.
What's included
9 videos4 assignments
9 videosβ’Total 54 minutes
- Basic Features of ARM'sβ’4 minutes
- Interest only loanβ’4 minutes
- Balloon Payment Mortgagesβ’3 minutes
- Mortgage underwritingβ’6 minutes
- Escrow Accountβ’4 minutes
- Understanding Mortgage Interest ratesβ’6 minutes
- Amortization Scheduleβ’7 minutes
- Loan Application Formβ’11 minutes
- Cost and Fees involvedβ’9 minutes
4 assignmentsβ’Total 60 minutes
- Advanced Mortgage Productsβ’10 minutes
- Loan Processing & Escrow Managementβ’10 minutes
- Loan Structuring & Cost Componentsβ’10 minutes
- Mortgage Products & Application Processβ’30 minutes
Analyze repayment structures, tax benefits, foreclosure risks, and advanced concepts like prepayment and amortization for better financial planning.
What's included
9 videos4 assignments
9 videosβ’Total 57 minutes
- Repayment Structureβ’6 minutes
- Tax Benefitsβ’8 minutes
- Foreclosureβ’3 minutes
- Reverse Mortgageβ’3 minutes
- Fixed Payments calculations- Principalβ’13 minutes
- Fixed Payments calculations- Interestβ’5 minutes
- Prepayment structure- Interestβ’8 minutes
- Prepayment structure- Principalβ’8 minutes
- Conclusionβ’3 minutes
4 assignmentsβ’Total 51 minutes
- Repayment & Tax Optimizationβ’1 minute
- Specialized Mortgage Optionsβ’10 minutes
- Prepayment Strategies & Course Wrap-Upβ’10 minutes
- Repayment, Calculations & Advanced Conceptsβ’30 minutes
Instructor
Offered by
Explore more from Finance
- Status: Free Trial
Course
- Status: Free Trial
Course
- Status: Free Trial
Course
- Status: Free Trial
Course
Why people choose Coursera for their career
Frequently asked questions
To access the course materials, assignments and to earn a Certificate, you will need to purchase the Certificate experience when you enroll in a course. You can try a Free Trial instead, or apply for Financial Aid. The course may offer 'Full Course, No Certificate' instead. This option lets you see all course materials, submit required assessments, and get a final grade. This also means that you will not be able to purchase a Certificate experience.
When you purchase a Certificate you get access to all course materials, including graded assignments. Upon completing the course, your electronic Certificate will be added to your Accomplishments page - from there, you can print your Certificate or add it to your LinkedIn profile.
Yes. In select learning programs, you can apply for financial aid or a scholarship if you canβt afford the enrollment fee. If fin aid or scholarship is available for your learning program selection, youβll find a link to apply on the description page.
More questions
Financial aid available,
