Personal Finance and Investment Strategies
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Personal Finance and Investment Strategies
This course is part of Financial Planning and Wealth Management Specialization
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What you'll learn
Apply financial planning concepts to budgeting, saving, and debt management.
Evaluate investment options using risk, return, and time value of money principles.
Interpret financial statements and build goal-based personal financial plans.
Skills you'll gain
- Tax
- Financial Statement Analysis
- General Finance
- Balance Sheet
- Property and Real Estate
- Financial Management
- Wealth Management
- Investment Management
- Budgeting
- Tax Planning
- Risk Management
- Portfolio Management
- Income Tax
- Financial Statements
- Investments
- Finance
- Financial Analysis
- Real Estate
- Insurance
- Financial Planning
Details to know
May 2026
32 assignments
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There are 8 modules in this course
Build practical personal finance and investment skills to manage money smarter, evaluate investment opportunities, and create long-term financial plans with confidence. Learn budgeting, investing, taxation, insurance, and financial analysis through real-world applications.
This course provides a comprehensive introduction to personal finance, investment planning, and financial decision-making. You’ll begin by understanding money concepts, banking systems, and digital financial tools before progressing to budgeting, debt management, inflation, compounding, and time value of money principles that shape everyday financial choices. As the course advances, you’ll explore risk management through insurance, goal-based financial planning, and diversified investment strategies including shares, mutual funds, real estate, debt funds, and government savings schemes. You’ll also learn how taxation, retirement planning, estate planning, mortgages, and behavioural finance influence long-term financial outcomes. Practical sections introduce financial calculations using spreadsheet tools, including future value, present value, loan payments, and amortization analysis. The course also connects financial planning with real-world financial statement analysis and asset allocation strategies to support informed investment decisions. What makes this course unique is its step-by-step integration of financial theory with practical financial tools and real-life applications. By the end of the course, you’ll be able to confidently manage personal finances, evaluate investments, analyze financial risks, and build sustainable financial plans for long-term wealth creation and financial security.
This module introduces the fundamental concepts of money, financial awareness, and the banking system. Learners explore how money influences financial decisions and understand the role of banks and basic banking instruments such as cheques, demand drafts, ATMs, credit cards, and internet banking.
What's included
8 videos4 assignments
8 videos•Total 66 minutes
- Introduction to Money Concepts•7 minutes
- Introduction to Money Concepts continued•8 minutes
- Basics of Banking and Types of Accounts•8 minutes
- What is a Cheque•5 minutes
- Details of cheque, DD and ATM•10 minutes
- Details of Credit Card•7 minutes
- Details of Internet Banking•8 minutes
- Introduction to Financial Planning•12 minutes
4 assignments•Total 60 minutes
- CFP:01 - The Fundamentals•30 minutes
- Understanding Money Concepts•10 minutes
- Traditional Banking Instruments•10 minutes
- Digital Banking Tools•10 minutes
This module introduces essential financial planning concepts including compounding, inflation, time value of money, budgeting, and debt management. Learners gain foundational knowledge needed to manage personal finances effectively.
What's included
8 videos4 assignments
8 videos•Total 59 minutes
- Power of Compounding•5 minutes
- Inflation•4 minutes
- Time Value of Money•6 minutes
- Cash Flow & Budgeting•10 minutes
- Cash Flow & Budgeting continued•4 minutes
- Debt management•11 minutes
- Introduction to Risk in Insurance Planning•8 minutes
- Comprehensive Insurance Planning•11 minutes
4 assignments•Total 60 minutes
- Financial Planning Basics•30 minutes
- The Power of Compounding and Inflation•10 minutes
- Cash Flow and Budgeting•10 minutes
- Debt and Risk Introduction•10 minutes
This module focuses on financial risk management and insurance planning. Learners explore different types of insurance, premium structures, financial goal setting, and foundational investment concepts such as shares and asset allocation.
What's included
7 videos4 assignments
7 videos•Total 54 minutes
- Comprehensive Insurance Planning continued•11 minutes
- Breakup of Insurance Premium•9 minutes
- Writing of Financial Goals•11 minutes
- Concepts of Shares explained•5 minutes
- Asset Allocation•7 minutes
- Asset Allocation continued•5 minutes
- Mutual Funds and its advantages•5 minutes
4 assignments•Total 60 minutes
- Managing Debt & Risk•30 minutes
- Insurance Planning Fundamentals•10 minutes
- Setting Financial Goals•10 minutes
- Portfolio Diversification•10 minutes
This module explores different investment opportunities including mutual funds, real estate, government saving schemes, and debt mutual funds. Learners understand the advantages, risks, and features of various investment options.
What's included
7 videos4 assignments
7 videos•Total 56 minutes
- Types of Mutual Fund•6 minutes
- Real Estate and Cash Investments•9 minutes
- Understanding Small Saving Schemes•6 minutes
- Understanding Small Saving Schemes continued•8 minutes
- Debt Mutual Funds types and features•6 minutes
- Basics of Taxation•10 minutes
- Components of Salary and Income from House Property•10 minutes
4 assignments•Total 60 minutes
- Investment Options•30 minutes
- Mutual Funds Overview•10 minutes
- Small Savings Schemes•10 minutes
- Debt Funds and Tax Basics•10 minutes
This module introduces income classification, tax systems, retirement planning, and estate planning fundamentals. Learners understand how taxes affect financial planning and how to prepare for long-term financial security.
What's included
7 videos4 assignments
7 videos•Total 51 minutes
- Categories apart from Salary and Income from House Property•9 minutes
- Tax Collection•9 minutes
- Retirement Planning•6 minutes
- Retirement Planning Need in India•7 minutes
- Estate Planning•6 minutes
- Concept of Will•5 minutes
- Estate Planning tools in detail•8 minutes
4 assignments•Total 60 minutes
- Income and Taxation•30 minutes
- Income Categories•10 minutes
- Retirement Planning•10 minutes
- Estate Planning Foundations•10 minutes
This module explores property ownership, mortgage financing, behavioural finance, annuities, and interest rate calculations. Learners understand how financial decisions are influenced by psychology and investment returns.
What's included
7 videos4 assignments
7 videos•Total 60 minutes
- Concept of Mortgage•10 minutes
- Ways of taking title to Property•9 minutes
- Behavioural Finance•9 minutes
- Time Value of Money explained•12 minutes
- Annuity•9 minutes
- Nominal, Periodic and Effective Annual Return•9 minutes
- Amortization Concept•4 minutes
4 assignments•Total 60 minutes
- Property and Ownership Planning•30 minutes
- Property Financing•10 minutes
- Behavioural Finance•10 minutes
- Investment Returns and Annuities•10 minutes
This module introduces financial mathematics and practical financial analysis using spreadsheet tools. Learners practice calculations related to future value, present value, loan payments, and amortization using Excel functions.
What's included
7 videos4 assignments
7 videos•Total 53 minutes
- Practical examples on Amortisation Concept•10 minutes
- Excel Functions to explain Future Value•6 minutes
- Excel Functions to explain Future Value continued•8 minutes
- Excel Functions to explain Present Value•10 minutes
- Excel Functions to explain Annuities•8 minutes
- Excel Functions to explain Perpetuity•7 minutes
- Excel Functions to explain Amortization•5 minutes
4 assignments•Total 60 minutes
- Loan Calculations and Excel Finance Tools•30 minutes
- Understanding Amortization•10 minutes
- Excel for Future and Present Value•10 minutes
- Excel Financial Functions•10 minutes
This module integrates financial concepts with real-world financial analysis. Learners review time value of money principles, understand accounting fundamentals, analyze financial statements, and apply asset allocation strategies.
What's included
13 videos4 assignments
13 videos•Total 101 minutes
- Revision of Time Value of Money concepts•6 minutes
- Revision of Time Value of Money concepts continued•7 minutes
- More revision on Time Value of money•10 minutes
- Capital Revenue Expenses•6 minutes
- Balance Sheet Asset Side•9 minutes
- Balance Sheet Liability Side•9 minutes
- Valuation of Assets and Ratio Analysis•5 minutes
- Overview of Financial Planning•9 minutes
- Risk Analyser Part 1•9 minutes
- Risk Analyser Part 2•8 minutes
- Practical Issues•6 minutes
- Practical Asset allocation•7 minutes
- Practical Asset allocation continued•10 minutes
4 assignments•Total 60 minutes
- Financial Analysis and Practical Applications•30 minutes
- Time Value of Money Revision•10 minutes
- Accounting and Financial Statements•10 minutes
- Financial Analysis and Practical Planning•10 minutes
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