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VOOZH | about |
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VOOZH | about |
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A brand-new experience - smarter, faster, and secured
Personal Banking
Manage your finance at one place
Loan accounts
Pay and track your Loan EMI
Corporate/Wholesale
Seamless access to your A/C and services
Unlock features, exclusively available
only on the IDFC FIRST Bank app
Maximise
savings with
6.50% p.a. interest
on balances from ₹3 lakhs to ₹25 crores
Instant digital
account opening
Invest in India, wherever you are
Digital-first onboarding with instant PIS account
Guided by ethics, powered by technology and a force for social good
Fuel your dreams with
IDFC FIRST Bank MBA Scholarship
IDFC FIRST Bank’s MBA Scholarship 2026-28 is back!
Become a banker in just 12 months!
Join our Emerging Bankers Program for a guaranteed job at IDFC FIRST Bank with CTC of Rs. 6 LPA
We truly mean it when we say we want to be the most customer-friendly bank
Know more 👁 Homepage Right Arrow IconA world-class cutting-edge Corporate Banking Portal with unique industry-first features, such as a single window experience, intelligent report builder capability, and unique online trade regulatory portal
With IDFC FIRST Bank Savings Accounts, interest is credited each month, unlike most other banks that offer quarterly interest pay-outs.
Grow your savings faster with interest rate of up to 6.50% p.a. on balances above ₹3 Lakhs and up to ₹25 Crores.
Enjoy daily limits of up to ₹2 lakh on ATM withdrawals and up to ₹6 lakh on POS transactions with the ₹25,000 AMB Savings Account variant.
Our dynamic annual percentage rates (APRs) start at 8.5% - 46.2% per annum versus the usual market rates of 42% per annum.
Instead of a fixed catalogue, reward points can be redeemed against your online purchases and select offline purchases, too.
With our credit cards, ATM cash withdrawals attract no interest until the due date, whereas most banks charge interest rates of 42% per annum from the withdrawal date.
Get up to 200% of your fixed deposit as a credit limit, while earning up to 6.75% interest per annum on your fixed deposit. Also, enjoy 0% forex markup on this credit card.
Your complete mobility solution when on the road with Tolling+Fuel+Parking payment capabilities enabled on a single FASTag
Top-up on the go with a few simple WhatsApp clicks. We are the first bank to enable FASTag recharges through WhatsApp Payments
Experience state-of-the-art features such as Google-like search, Personal Finance Management, Customer Service Support, Mutual Fund Investing , ASBA-IPO facility, and much more.
With research-backed curated funds with a forward-looking guidance, AIFs, PMS, paperless Demat Account opening, offshore investment solutions, and more
Convenience at your fingertips with our digital NRI Savings Account which offers monthly interest credits, dedicated relationship manager, one-click Portfolio Investment Scheme’ (PIS) Account opening, ZERO-fee fund transfers, and more!
Enjoy fast processing and competitive interest rates on home loans, business loans, education loans, and car loans tailored to your personal or business needs.
No minimum balance requirement for the first 3 years and unlimited free NEFT, IMPS & RTGS transactions for easy cashflow management
Be part of a uniquely designed startup program that gives you access to mentorship, networking, and fundraising opportunities through a meticulously planned journey
A world-class cutting-edge Corporate Banking Portal with unique industry-first features, such as a single window experience, intelligent report builder capability, and unique online trade regulatory portal
Enjoy many complimentary offers across best-in-class apps for ERP, HRMS, Payroll, Taxation, Legal Advisory, Logistics, Society Management, among others.
Hassle-free financial planning with IDFC FIRST Bank
Disclaimer
Interest you earn with IDFC FIRST Bank is the interest calculated considering monthly interest credit with the power of monthly compounding and on progressive balances in each interest rate slab, as applicable.
Interest you earn with other banks is the interest calculated considering quarterly interest credit (Most universal banks credit savings interest quarterly).
See interest comparison
We offer higher interest rates compared to other banks with monthly payouts, helping your savings grow faster than other banks.
| Your bank | IDFC FIRST bank | |
|---|---|---|
| Payout cycle | Quarterly | Monthly |
| Int. earned | ₹ 60,678/yr | ₹ 1,23,926/yr |
Interest slabs used for rate comparison:
3.00% p.a. for
<=₹1L
6.50% p.a. for
₹10L - ₹10Crs
All amounts mentioned are average monthly balance amounts.
In the spotlight
Plan your family budget in 2 easy steps and gain control over your finances instantly
Get the Power of UPI and earn cashback up to ₹200
Upgrade to the MAX subscription for your FASTag and enjoy benefits worth ₹5000*
Applications open: 2026-28 MBA students
Avail up to 25% discounts with live screening of T20 matches
Enjoy unsecured loans up to ₹1 crore tailored for Doctors, CAs, and Architects
and ride your dream bike with an instant loan
Our exclusive Savings Account loyalty programme
Shop, compare and choose your perfect car with the best financing options
Plan your family budget in 2 easy steps and gain control over your finances instantly
Get the Power of UPI and earn cashback up to ₹200
Upgrade to the MAX subscription for your FASTag and enjoy benefits worth ₹5000*
Applications open: 2026-28 MBA students
Avail up to 25% discounts with live screening of T20 matches
Enjoy unsecured loans up to ₹1 crore tailored for Doctors, CAs, and Architects
and ride your dream bike with an instant loan
Our exclusive Savings Account loyalty programme
Shop, compare and choose your perfect car with the best financing options
Recognised as the 'Best Digital Bank' for the year 2021-2022 by Financial Express India's Best Banks Awards 2023.
Enjoy India's #1 Mobile Banking App
Enjoy India's #1 Mobile Banking App
Enjoy India's #1 Mobile Banking App
Start banking with just a
WhatsApp message. Send
'Hi' to 95555 55555
Experience a secure way
to bank on the go with
our mobile banking app
But don’t take our word for it, Hear from our customers
"Process is very smooth and fast. Love the way" Mukesh Singh 11 June 2026
"A very friendly procedure implemented by extremely professional staff. It is a pleasure to interact with the staff..." Colonel Sunil Sinha 11 June 2026
"One of best experience in credit card application Thanks for smoothest video🎥 kyc" Ramesh Sharma 11 June 2026
"Amazingly smooth process even at 12 midnight. Precise crisp question and query solving capabilities..." Amol Pawar 10 June 2026
"I have enjoyed a seamless experience while applying for credit card , the whole process was very fast and intuitive!.." Rajkamal Jaiswar 09 June 2026
"Onboarding was smooth and online kyc was very quick and the person who took the kyc process...." Gnanapriyan 08 June 2026
"Thanks IDFC Bank for devising an Excellent method to get video kyc and issue a credit card...." Perumalsamy Sankarappan 08 June 2026
"Good conversation, smiley face still end of the conversation thank you." Naveen H G 08 June 2026
"Hi It easy to apply credit card by online, easy verification process" Vivek 06 June 2026
"The Video KYC process was quick, seamless, and very convenient. The executive was professional...." Yuvraj Ahirwar 06 June 2026
A glimpse of IDFC FIRST Bank's testament to excellence
Know more 👁 Arrow ImageIDFC FIRST Bank recognized amongst the 'World's Best Banks 2025’ by Forbes in partnership with Statista
IDFC FIRST Bank wins the 'Digital Sourcing & Decisioning Excellence' award at Lentra CNBC-TV18 Digital Lending Summit
IDFC FIRST Bank wins the prestigious Golden Peacock Award for ESG (National) for 2023
IDFC FIRST Bank emerges as the ‘Best Digital Bank’ at FE India's Best Banks Awards 2023
IDFC FIRST Bank wins two National Awards for Excellence in Banking, Financial Services, and Insurance for 2023 and ‘Dream Company to Work For – HR’
IDFC FIRST Bank wins the Best Corporate Governance Award for 2023
Helping our communities grow with us
351 Students
Awarded post-graduate scholarships this year
On a mission to build the world’s most customer friendly bank
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