VOOZH about

URL: https://www.zen.com/international-money-transfer/

⇱ International Money Transfer - Cheap International Transfers – ZEN.COM


Skip to content

Download
ZEN.COM app

Register in minutes.
Start with your app store.

👁 Image
Scan to download

International money transfer

Save on money transfer fees

Send money abroad for less. See how much you save on currency transfers in the calculator.

International money transfer

Save on money transfer fees

Send money abroad for less. See how much you save on currency transfers in the calculator.

You send to:
👁 Image
Poland
You send:
EUR
Recipient gets:
PLN
Transfer method:
Local transfer in PLN
Total transfer cost in EUR:
0,00 EUR 41,00 EUR
Save up to 41,00 EUR
How we calculated the discount
OR
Want a different option than our cost-saving match? Choose a method available for your selected currency pair.
Popular countries
All countries
Popular currencies
  • PLN
    Poland, Polska · Polish Zloty
  • USD
    United States, USA, US · US Dollar
  • GBP
    United Kingdom, Great Britain, UK · British Pound
  • EUR
    European Union, Eurozone, EU · Euro
All currencies
Cheapest
  • Transfer to phone number
    Send to another ZEN.COM user.
    FREE
    instant
  • Local transfer in PLN
    Exchange EUR to PLN in the ZEN.COM app and send a local transfer.
    FREE
    up to 5 minutes
  • SWIFT SHA bank transfer
    Send to 80+ regions worldwide.
    4,00 EUR
    1-5 business days
  • Transfer to card
    Arrives fast. Send to Mastercard or Visa.
    10,00 EUR
    usually instant
  • SWIFT OUR bank transfer
    Send to 80+ regions worldwide.
    41,00 EUR
    1-5 business days

PLN and EUR transfers free of charge

PLN and EUR transfers free of charge

Send EUR (SEPA) transfers at no cost. Get started with the Pro plan in the ZEN.COM app.

Send money to
78 countries.
35 currencies.

Send money to
78 countries.
35 currencies.

Transfer money internationally to bank account numbers around the world – in Europe, Asia, North and South America, Africa and Australia.

Your money is safe.

Your money is safe.

ZEN.COM protects your savings and privacy.

Learn more

Full cost transparency

Full cost transparency

You know exactly what you’ll pay before confirming the transfer. No hidden fees, no surprises.

Discover
the world of ZEN
– at no cost

Discover
the world of ZEN
– at no cost

Try our top plan for free. Explore ZEN.

How much will I pay for an international transfer with ZEN.COM?

See the cheapest way to send 10,000 PLN
abroad to an EU country.

You send
10 000 EUR
Total
transfer cost
  • Transfer fee 0,00 EUR
    Currency conversion fee EUR - PLN 10,50 EUR
    4,235148
You send
10 000 EUR
Total
transfer cost
You save
  • 0,00 EUR Transfer fee
    10,50 EUR
    4,235148
    Currency conversion fee EUR - PLN

How to send an international transfer?

Open a free ZEN account in minutes and send money from Poland in just 3 simple steps.

STEP 1

Choose the currency and
the type of transfer

Local transfer in PLN

Choose the recipient’s currency and select
the type of transfer you want
to use.

STEP 2

Enter the recipient’s details
and the transfer amount

Amount to be sent 1 000,00 EUR
Dawid

Fill in your account number, card number or
your recipient's phone number and enter
transfer amount.

STEP 1

Choose the currency and
the type of transfer

Local transfer in PLN

Choose the recipient’s currency and select
the type of transfer you want
to use.

STEP 2

Enter the recipient’s details
and the transfer amount

Amount to be sent 1 000,00 EUR
Dawid

Fill in your account number, card number or
your recipient's phone number and enter
transfer amount.

Your best ways to send money abroad with ZEN.COM

Choose the best way to send money from Poland to another country. The cheapest and fastest option is usually ZEN Buddies – a transfer to another ZEN user. You can also send money via SEPA or SWIFT bank transfer, or transfer directly to a card.

SEPA
bank transfer

At ZEN.COM, SEPA bank transfers are the lowest-cost way to send euros within the EU. The money often arrives the same day or the next business day.

  • Send withno fees.
    That’s part of your Pro plan.

Transfer to phone number

Send money as easily as a message. Just enter the phone number of another ZEN user.

  • Always for free.
  • Arrives in seconds.

PLN, RON and GBP
bank transfer

Send PLN, GBP or RON using a local transfer.

  • Send withno fees.
    That’s part of your Pro plan.

SWIFT bank
transfer

Send money almost anywhere in the world with SWIFT — in many currencies.

  • Send money to 85 regions worldwide.

PLN
transfer to card

Speed up your transfer by sending funds directly to the recipient’s card number. A faster alternative to SWIFT.

  • Usually arrives in minutes.

Choose the best way to send money from Poland to another country. The cheapest and fastest option is usually ZEN Buddies – a transfer to another ZEN user. You can also send money via SEPA or SWIFT bank transfer, or transfer directly to a card.

SEPA
bank transfer

At ZEN.COM, SEPA bank transfers are the lowest-cost way to send euros within the EU. The money often arrives the same day or the next business day.

  • Send withno fees.
    That’s part of your Pro plan.

Transfer to phone number

Send money as easily as a message. Just enter the phone number of another ZEN user.

  • Always for free.
  • Arrives in seconds.

PLN, RON and GBP
bank transfer

Send PLN, GBP or RON using a local transfer.

  • Send withno fees.
    That’s part of your Pro plan.

SWIFT bank
transfer

Send money almost anywhere in the world with SWIFT — in many currencies.

  • Send money to 85 regions worldwide.

PLN
transfer to card

Speed up your transfer by sending funds directly to the recipient’s card number. A faster alternative to SWIFT.

  • Usually arrives in minutes.
SWIFT CATEGORY FREE GOLD PLATINUM PRO
Incoming SWIFT 0.10% + 5.00 EUR 0.10% + 3.00 EUR 0.10% + 3.00 EUR 0.10% + 3.00 EUR
Outcoming SWIFT - SHAA 0.10% + 5.00 EUR 0.10% + 3.00 EUR 0.10% + 3.00 EUR 0.10% + 3.00 EUR
Outcoming SWIFT - OUR
Category 1* 0.10% + 25.00 EUR 0.10% + 15.00 EUR 0.10% + 15.00 EUR 0.10% + 15.00 EUR
Category 2** 0.10% + 35.00 EUR 0.10% + 25.00 EUR 0.10% + 25.00 EUR 0.10% + 25.00 EUR
Category 3*** 0.10% + 50.00 EUR 0.10% + 40.00 EUR 0.10% + 40.00 EUR 0.10% + 40.00 EUR
close

Supported countries

European Economic Area

Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Republic of Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden.

Other countries*

Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Republic of Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden.

* Available only for Mastercard cards.

Card-to-card transfers from ZEN are available in the following currencies:
AUD, CAD, CZK, EUR, GBP, HUF, PLN, RON, SEK, USD.

Fees

Transfer to Card (sending) - FREE / GOLD / PLATINUM / PRO: 1%

close

Scan the code and download the ZEN.COM app Scan the code and download the ZEN.COM app

We've made opening an individual account as simple and fast
as you can possibly imagine.
Download the app and see for yourself!