Choose the currency and
the type of transfer
Choose the recipient’s currency and select
the type of transfer you want
to use.
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International money transfer
Save on money transfer fees
Send money abroad for less. See how much you save on currency transfers in the calculator.
Save on money transfer fees
Send money abroad for less. See how much you save on currency transfers in the calculator.
Send EUR (SEPA) transfers at no cost. Get started with the Pro plan in the ZEN.COM app.
Transfer money internationally to bank account numbers around the world – in Europe, Asia, North and South America, Africa and Australia.
You know exactly what you’ll pay before confirming the transfer. No hidden fees, no surprises.
Try our top plan for free. Explore ZEN.
See the cheapest way to send 10,000 PLN
abroad to an EU country.
Open a free ZEN account in minutes and send money from Poland in just 3 simple steps.
Choose the recipient’s currency and select
the type of transfer you want
to use.
Fill in your account number, card number or
your recipient's phone number and enter
transfer amount.
Transfer delivery time depends on the
transfer method, currency, and the
sender’s and recipient’s countries.
Choose the recipient’s currency and select
the type of transfer you want
to use.
Fill in your account number, card number or
your recipient's phone number and enter
transfer amount.
Transfer delivery time depends on the
transfer method, currency, and the
sender’s and recipient’s countries.
Choose the best way to send money from Poland to another country. The cheapest and fastest option is usually ZEN Buddies – a transfer to another ZEN user. You can also send money via SEPA or SWIFT bank transfer, or transfer directly to a card.
At ZEN.COM, SEPA bank transfers are the lowest-cost way to send euros within the EU. The money often arrives the same day or the next business day.
Send money as easily as a message. Just enter the phone number of another ZEN user.
Send PLN, GBP or RON using a local transfer.
Send money almost anywhere in the world with SWIFT — in many currencies.
Speed up your transfer by sending funds directly to the recipient’s card number. A faster alternative to SWIFT.
Send money to Ukraine with
PrivatMoney
Choose the best way to send money from Poland to another country. The cheapest and fastest option is usually ZEN Buddies – a transfer to another ZEN user. You can also send money via SEPA or SWIFT bank transfer, or transfer directly to a card.
At ZEN.COM, SEPA bank transfers are the lowest-cost way to send euros within the EU. The money often arrives the same day or the next business day.
Send money as easily as a message. Just enter the phone number of another ZEN user.
Send PLN, GBP or RON using a local transfer.
Send money almost anywhere in the world with SWIFT — in many currencies.
Speed up your transfer by sending funds directly to the recipient’s card number. A faster alternative to SWIFT.
Send money to Ukraine with
PrivatMoney
| SWIFT CATEGORY | FREE | GOLD | PLATINUM | PRO |
|---|---|---|---|---|
| Incoming SWIFT | 0.10% + 5.00 EUR | 0.10% + 3.00 EUR | 0.10% + 3.00 EUR | 0.10% + 3.00 EUR |
| Outcoming SWIFT - SHAA | 0.10% + 5.00 EUR | 0.10% + 3.00 EUR | 0.10% + 3.00 EUR | 0.10% + 3.00 EUR |
| Outcoming SWIFT - OUR | ||||
| Category 1* | 0.10% + 25.00 EUR | 0.10% + 15.00 EUR | 0.10% + 15.00 EUR | 0.10% + 15.00 EUR |
| Category 2** | 0.10% + 35.00 EUR | 0.10% + 25.00 EUR | 0.10% + 25.00 EUR | 0.10% + 25.00 EUR |
| Category 3*** | 0.10% + 50.00 EUR | 0.10% + 40.00 EUR | 0.10% + 40.00 EUR | 0.10% + 40.00 EUR |
Supported countries
Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Republic of Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden.
Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Republic of Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden.
* Available only for Mastercard cards.
Card-to-card transfers from ZEN are available in the following currencies:
AUD, CAD, CZK, EUR, GBP, HUF, PLN, RON, SEK, USD.
Fees
Transfer to Card (sending) - FREE / GOLD / PLATINUM / PRO: 1%
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