Bankrate Financial Rates Scraper

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Extract current financial rates from Bankrate.com — America's leading personal finance platform. Compare mortgage rates, savings account APYs, CD rates, auto loan rates, and personal loan rates from hundreds of banks and lenders.

What This Actor Does

• Mortgage Rates — Current 30-year fixed, 15-year fixed, 5/1 ARM, jumbo, and FHA rates from top lenders.
• Savings Rates — High-yield savings account APYs, minimum deposits, and FDIC insurance status.
• CD Rates — Certificate of Deposit rates across 3-month to 5-year terms.
• Auto Loan Rates — New and used car loan interest rates from banks and credit unions.
• Personal Loan Rates — Unsecured personal loan APR ranges, minimum/maximum loan amounts, and credit score requirements.

Output Fields

Input Parameters

Mode: mortgageRates (default)

{
"mode":"mortgageRates",
"mortgageType":"30-year-fixed",
"maxItems":20
}

Options for mortgageType: 30-year-fixed, 15-year-fixed, 5-1-arm, jumbo-30-year-fixed, fha-30-year-fixed (leave empty for all types)

Mode: savingsRates

{
"mode":"savingsRates",
"maxItems":20
}

Mode: cdRates

{
"mode":"cdRates",
"cdTerm":"1-year",
"maxItems":20
}

Options for cdTerm: 3-month, 6-month, 1-year, 2-year, 3-year, 5-year

Mode: autoRates

{
"mode":"autoRates",
"autoLoanType":"new-car",
"maxItems":20
}

Options for autoLoanType: new-car, used-car

Mode: personalLoanRates

{
"mode":"personalLoanRates",
"maxItems":20
}

Example Output (mortgageRates)

{
"rateType":"mortgage",
"institutionName":"Wells Fargo",
"mortgageType":"30-Year Fixed",
"term":"30 years",
"rate":6.875,
"apr":7.025,
"points":0.5,
"monthlyPayment":1975.0,
"state":"CA",
"bankrateUrl":"https://www.bankrate.com/mortgages/mortgage-rates/",
"recordType":"mortgageRate",
"scrapedAt":"2026-06-01T12:00:00+00:00"
}

Use Cases

• Rate Comparison — Compare mortgage and savings rates across dozens of lenders automatically
• Financial Research — Track rate trends over time with scheduled runs
• Home Buying Tools — Integrate current mortgage rates into real estate applications
• Personal Finance Apps — Power savings and loan comparison features
• Market Intelligence — Monitor how banks adjust rates in response to Fed policy
• Lead Generation — Identify competitive rate offers for financial advisory clients

FAQ

Q: How often are rates updated? A: Bankrate updates rates daily. Run this actor daily to capture the freshest data.

Q: How many lenders are covered? A: Bankrate typically shows 10-50 rate offers per product type from major banks and online lenders.

Q: Are the rates actual quotes or averages? A: Bankrate shows both national averages and individual lender rate offers (varies by page).

Q: Can I filter by state? A: Mortgage rates vary by state. The current version fetches national listings. State-specific filtering may be added in future versions.

Q: Are credit union rates included? A: Yes, Bankrate includes rates from both banks and credit unions.