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Pre-Foreclosure List & Lis Pendens Lead Finder — Notice of Default

Pull a fresh pre-foreclosure list — lis pendens and notice-of-default filings recorded against property title — fused per parcel, scored for sale-urgency, and skip-traced to a callable owner.

Get the freshest forced-sale leads before they hit the market. This Actor pulls lis pendens, notice-of-default (NOD), and pre-foreclosure filings straight from county recorder records, fuses each onto its parcel, scores how urgently the owner must sell, and skip-traces the hot ones to a phone you can call.

A lis pendens is a public notice recorded against a property's title that an active lawsuit may affect ownership. It is recorded at the county recorder — exactly like a deed or mortgage — so it is property-keyed (by parcel/APN), not person-keyed. While it sits on title, the owner usually cannot sell or refinance normally, so they have a strong, time-pressured reason to deal fast.

Legal boundary (read this)

This Actor reads ONLY the county recorder's PROPERTY index — the title-side record: parcel, owner-of-record name (as it appears on title), recorded document type, and recording date.

It never pulls, stores, or sells family-court party data, divorce-defendant lists, case-party rosters, or any person-keyed "who is getting divorced / sued" list. Bulk court-record solicitation of named parties is restricted in several jurisdictions (WA GR 31.1, Massachusetts, Cook County IL) precisely because it is person-keyed court data. A divorce that produced a recorded lis pendens reaches us only as a parcel with a recorded lis pendens — a property fact, not a person list. This boundary is restated in the code and in docs/prd.md §1/§10 and must survive every code review.

Leads are for making purchase offers only — not for tenant, credit, or employment screening (FCRA).

Example

Input

{
"county":"Miami-Dade, FL",
"mode":"check_for_changes",
"lookbackDays":30,
"maxResults":100,
"enrich":true
}

Output (one row per lead)

{
"mode":"enriched_lead",
"parcel_key":"1450 nw 7th st miami fl 33125",
"address":"1450 NW 7th St, Miami, FL 33125",
"payload":{
"document_types":["lis_pendens","notice_of_default"],
"urgency_score":58,
"owner_name":"MARIA L SANTOS",
"owner":{"full_name":"Maria Santos"},
"mailing_address":"PO Box 22, Hialeah, FL 33010",
"phones":["+13055551234"],
"source_urls":["https://onlineservices.miamidadeclerk.gov/..."],
"snapshot_date":"2026-06-15",
"change_type":"new_filing",
"enriched":true
},
"sha256":"a91f…"
}

Inputs

The signal modes (lis_pendens, notice_of_default, owner_attribute) self- register and run automatically inside the monitor pipeline — they are not selected via mode.

Pricing (pay-per-event)

The first 20 result rows per run are free — except enriched_lead, which bills from the first row (each lead chains a publisher-paid skip-trace, so a free lead would still spend real cash).

Output

Main dataset = buyer-ready leads. Each row carries parcelId/parcel_key, address, documentType, recordingDate, ownerName, urgencyScore, optional ownerPhone/ownerMailing (enriched only), evidence/sourceUrls, snapshotDate/changeType (monitor), and a stable sha256 fingerprint for cross-run dedup.

Coverage & build status

Coverage starts with the most-open Florida recorders (Miami-Dade, Broward, Hillsborough, Orange, Duval, Palm Beach). No Florida county exposes a free queryable API for recorded documents — all use HTML search portals (AcclaimWeb, Landmark Web, custom OMNI). The recorder fetch adapter (recorder_fetch.py) is a correct-contract scaffold: it carries each county's live portal URL and yields nothing until a per-county portal scraper / OCR template is wired. The parcel / owner-of-record fusion side IS available free via ArcGIS (Florida Statewide Cadastral, Miami-Dade parcels) and is wired. The fusion, scoring, enrichment, and monitor pipeline are complete and tested end-to-end offline.

This is a focused sibling of distressed-property-ai-scraper (tax-delinquency / code-violation / vacant / probate signals). For those signals, use that Actor.