This module introduces the core concepts of bank lending operations, including secured and unsecured lending, the 7 C’s of Credit, and the structured stages of the lending process. It explains how banks originate, underwrite, document, and service loans while applying key principles such as safety, liquidity, profitability, and diversification. Learners gain foundational knowledge of how lending decisions are made and how risk is evaluated in retail and corporate banking environments.

This module explores advanced lending structures including syndicated loans, bilateral arrangements, and various credit facilities offered by banks. It explains how loans are syndicated, the roles of arranger and admin agent, types of syndicated deals, LIBOR-based calculations, and practical examples of revolving credit, term loans, overdrafts, letters of credit, and PIK facilities. Learners develop applied understanding of structured finance and loan facility management.

This module focuses on the end-to-end loan lifecycle, underwriting analysis, risk management frameworks, and regulatory compliance practices in banking. It covers customer due diligence (CDD), Customer Acceptance Policy, key financial ratios such as LTV and DSCR, categories of banking risk, collateral evaluation, and UCC filing procedures. Learners gain a structured understanding of governance, compliance, and risk mitigation in modern bank branch lending operations.