Analyze Indian Commercial Banking System
Ends soon! Keep adding new skills with 10,000+ programs for $239 (usually $399). Save now.
Analyze Indian Commercial Banking System
This course is part of Indian Banking System & Risk Management Specialization
Instructor: EDUCBA
Included with
Learn more
What you'll learn
Analyze the structure of the Indian Financial System and RBIβs role.
Differentiate bank types and evaluate commercial banking operations.
Apply credit appraisal and trade finance concepts in real scenarios.
Skills you'll gain
- Financial Systems
- Commercial Lending
- Mortgage Loans
- Financial Industry Regulatory Authorities
- Retail Banking
- Export Control
- Bank Regulations
- International Finance
- General Lending
- Financial Regulation
- Loans
- Commercial Banking
- Lending and Underwriting
- Banking
- Consumer Lending
- Financial Regulations
- Deposit Accounts
- Credit Risk
- Banking Services
- Loan Origination
Details to know
April 2026
15 assignments
See how employees at top companies are mastering in-demand skills
Build your subject-matter expertise
- Learn new concepts from industry experts
- Gain a foundational understanding of a subject or tool
- Develop job-relevant skills with hands-on projects
- Earn a shareable career certificate
There are 4 modules in this course
Learners will analyze the structure of the Indian Financial System, evaluate the regulatory role of the Reserve Bank of India, differentiate various types of banks, examine commercial banking functions, and assess credit appraisal and trade finance mechanisms. By the end of this course, learners will be able to interpret banking operations, compare retail and wholesale banking models, and apply credit evaluation principles used in commercial banks.
This course provides a structured and practical understanding of the Indian Commercial Banking System, moving from foundational concepts to advanced lending and international banking operations. It uniquely integrates regulatory frameworks, banking classifications, financial products, trade finance instruments, correspondent banking accounts, and secured lending methods within one cohesive learning path. Learners will gain industry-relevant knowledge essential for careers in banking, finance, credit analysis, and competitive banking examinations. The course emphasizes conceptual clarity, applied understanding, and real-world banking processes, making it valuable for students, finance professionals, and aspiring banking officers seeking comprehensive expertise in commercial banking operations.
This module introduces the structure of the Indian Financial System and explains the regulatory role of the Reserve Bank of India (RBI). It covers the evolution of banking in India, the need for financial regulation, monetary policy tools, and the classification and structure of banks operating within the Indian banking framework.
What's included
6 videos4 assignments
6 videosβ’Total 43 minutes
- Indian Financial System Overviewβ’7 minutes
- Need for Regulation & RBI Functionsβ’7 minutes
- RBI Monetary Policy Toolsβ’8 minutes
- History of Banking in Indiaβ’6 minutes
- Classification of Commercial Banksβ’7 minutes
- RRBs & Cooperative Banks Structureβ’8 minutes
4 assignmentsβ’Total 60 minutes
- Financial System & Regulationβ’10 minutes
- RBI & Banking Evolutionβ’10 minutes
- Banking Classification & Structureβ’10 minutes
- Foundations of the Indian Banking Systemβ’30 minutes
This module explores the operational framework of commercial banks, including their primary and secondary functions. It explains retail and wholesale banking models, universal banking concepts, international banking arrangements, and specialized deposit accounts such as NRE, NRO, and FCNR.
What's included
6 videos4 assignments
6 videosβ’Total 49 minutes
- Functions of Commercial Banksβ’7 minutes
- Banking Services & Payment Instrumentsβ’7 minutes
- Letter of Credit β Wholesale Bankingβ’10 minutes
- International Banking Arrangementsβ’10 minutes
- Universal Banking Conceptβ’7 minutes
- NRI Deposit Accounts (NRE, NRO, FCNR)β’9 minutes
4 assignmentsβ’Total 60 minutes
- Core Functions & Servicesβ’10 minutes
- Wholesale & International Modelsβ’10 minutes
- Universal & Retail Bankingβ’10 minutes
- Commercial Banking Functions & Modelsβ’30 minutes
This module focuses on lending operations within commercial banks, including retail loans, corporate term loans, working capital finance, factoring services, bank guarantees, and international trade finance instruments such as Letters of Credit and export-import finance.
What's included
6 videos4 assignments
6 videosβ’Total 42 minutes
- Retail Loan Products & Servicesβ’6 minutes
- Term Loans & Working Capital Financeβ’7 minutes
- Factoring Servicesβ’8 minutes
- Bank Guaranteesβ’10 minutes
- Letter of Credit β Trade Financeβ’5 minutes
- Export & Import Financeβ’7 minutes
4 assignmentsβ’Total 60 minutes
- Retail & Corporate Lendingβ’10 minutes
- Corporate Finance Servicesβ’10 minutes
- Trade & Global Bankingβ’10 minutes
- Lending & Trade Financeβ’30 minutes
This module examines correspondent banking relationships, including Nostro and Vostro accounts, methods of creating charges, types of mortgages, and the structured credit appraisal process based on the Six Cβs of credit analysis.
What's included
5 videos3 assignments
5 videosβ’Total 38 minutes
- Nostro & Vostro Accountsβ’4 minutes
- Modes of Creating Chargesβ’10 minutes
- Types of Mortgagesβ’10 minutes
- Credit Appraisal β Six Cβsβ’7 minutes
- Credit Appraisal Processβ’7 minutes
3 assignmentsβ’Total 50 minutes
- Global Banking Accounts & Security Creationβ’10 minutes
- Mortgage & Credit Evaluation Frameworkβ’10 minutes
- International Accounts & Credit Managementβ’30 minutes
Earn a career certificate
Add this credential to your LinkedIn profile, resume, or CV. Share it on social media and in your performance review.
Instructor
Offered by
Explore more from Finance
Course
Category: Credit offeredCourse
Category: Credit offeredCourse
Category: Credit offeredCourse
Category: Credit offered
Why people choose Coursera for their career
Learner reviews
- 5 stars
100%
- 4 stars
0%
- 3 stars
0%
- 2 stars
0%
- 1 star
0%
Showing 3 of 15
Reviewed on May 2, 2026
Indian banks have improved significantly with digital initiatives like online banking, mobile banking, and UPI payments.
Reviewed on May 15, 2026
The course is well structured and faculty explained topics in detail.
Reviewed on May 13, 2026
This course offers deep insights into the Indian Financial System and the regulatory role of the RBI. The practical explanations make complex banking concepts easy to understand.
Frequently asked questions
To access the course materials, assignments and to earn a Certificate, you will need to purchase the Certificate experience when you enroll in a course. You can try a Free Trial instead, or apply for Financial Aid. The course may offer 'Full Course, No Certificate' instead. This option lets you see all course materials, submit required assessments, and get a final grade. This also means that you will not be able to purchase a Certificate experience.
When you enroll in the course, you get access to all of the courses in the Specialization, and you earn a certificate when you complete the work. Your electronic Certificate will be added to your Accomplishments page - from there, you can print your Certificate or add it to your LinkedIn profile.
Yes. In select learning programs, you can apply for financial aid or a scholarship if you canβt afford the enrollment fee. If fin aid or scholarship is available for your learning program selection, youβll find a link to apply on the description page.
More questions
Financial aid available,
