Consumer Lending Fundamentals and Credit Analysis
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Consumer Lending Fundamentals and Credit Analysis
Included with
What you'll learn
Analyze consumer lending products, borrower profiles, and loan approval processes.
Apply credit assessment techniques using credit scores, reports, and risk evaluation methods.
Evaluate lending decisions, repayment risks, and loan lifecycle management in financial institutions.
Details to know
June 2026
20 assignments
See how employees at top companies are mastering in-demand skills
There are 5 modules in this course
Master Consumer Lending, Credit Analysis, and Loan Products in One Course.
Learn how banks evaluate borrowers, approve loans, and manage risk effectively. This course provides a comprehensive understanding of consumer lending, covering the complete loan lifecycle—from application and credit analysis to disbursement and recovery. You will explore key lending products such as personal loans, auto loans, home loans, and credit cards, along with critical concepts like credit scores, CIBIL reports, and risk assessment. Designed for beginners and aspiring finance professionals, the course focuses on practical, real-world insights used in banks and financial institutions. You will gain the ability to evaluate borrower profiles, understand lending decisions, and analyze repayment risks. By the end of this course, you will be equipped with job-ready skills in lending operations, credit evaluation, and financial product knowledge, making you well-prepared for roles in banking, NBFCs, and financial services.
Understand the fundamentals of consumer lending, key terminologies, loan lifecycle, and core credit evaluation concepts including credit reports and scores.
What's included
7 videos4 assignments
7 videos•Total 39 minutes
- Introduction to the course•4 minutes
- Meaning of Consumer Lending•7 minutes
- Key Terminologies•6 minutes
- Loan life cycle•5 minutes
- Components of Credit Analysis•6 minutes
- Credit Reports•6 minutes
- Credit Score•6 minutes
4 assignments•Total 60 minutes
- Foundations of Consumer Lending •30 minutes
- Introduction to Consumer Lending•10 minutes
- Core Concepts & Terminologies•10 minutes
- Credit Evaluation Essentials•10 minutes
Learn loan documentation, application processes, personal loan types, and eligibility criteria to evaluate borrower suitability effectively.
What's included
6 videos4 assignments
6 videos•Total 40 minutes
- Loan Documentation•5 minutes
- Meaning of Personal Loans•10 minutes
- Personal loan application•7 minutes
- Types of Personal Loans•5 minutes
- Eligibility and documentation of Personal Loans•6 minutes
- Meaning, pros and cons of Auto loans•7 minutes
4 assignments•Total 60 minutes
- Loan Processing & Personal Lending•30 minutes
- Loan Documentation & Processes•10 minutes
- Personal Loan Applications & Types•10 minutes
- Eligibility & Requirements•10 minutes
Explore auto loan structures, classifications, requirements, and key factors influencing approval and borrower risk assessment.
What's included
6 videos4 assignments
6 videos•Total 34 minutes
- Meaning, pros and cons of Auto loans (Continues)•6 minutes
- Potential sources for loan cash•4 minutes
- Classification of Auto loans•5 minutes
- Types of Auto Loans•4 minutes
- Auto loan requirements•5 minutes
- Factors considered in Auto loans•10 minutes
4 assignments•Total 60 minutes
- Auto Loan Financing•30 minutes
- Auto Loan Fundamentals•10 minutes
- Auto Loan Structures•10 minutes
- Requirements & Evaluation•10 minutes
Analyze home loan products, eligibility factors, and understand the credit card system including authorization, settlement, and key players.
What's included
8 videos4 assignments
8 videos•Total 53 minutes
- Overview of Home loans•12 minutes
- Key Terminologies in Home loans•4 minutes
- Eligibility and factors considered in Home loans•6 minutes
- Key components of a Home loan•5 minutes
- Home loan products•6 minutes
- Associated Home loan products•3 minutes
- Meaning & Types of Credit card•10 minutes
- Players in the credit card system•6 minutes
4 assignments•Total 60 minutes
- Home Loans & Credit Card Systems•30 minutes
- Home Loan Basics•10 minutes
- Home Loan Evaluation & Products•10 minutes
- Credit Cards Ecosystem•10 minutes
Examine credit card loans, education loans, loan against securities, and understand debt collection, recovery procedures, and credit bureau systems.
What's included
10 videos4 assignments
10 videos•Total 49 minutes
- Credit card authorizations•4 minutes
- Credit card settlement•3 minutes
- How credit card companies make money•7 minutes
- Credit card loans•4 minutes
- Educational loans•7 minutes
- Loan against securities•7 minutes
- Objectives of Debt collection•3 minutes
- Loan recovery procedure•7 minutes
- Overview of CIBIL•5 minutes
- Conclusion•2 minutes
4 assignments•Total 60 minutes
- Credit Cards, Risk & Loan Recovery•30 minutes
- Credit Card Operations & Revenue•10 minutes
- Loan Products & Credit Systems•10 minutes
- Risk Management & Conclusion•10 minutes
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