The single family home is a terrible investment. Low return, high leverage, illiquid, idiosyncratic risk, value depends on local politics, home value falls with local economy and your job. Build "generational wealth" in stocks, which are far more "accessible." Stop subsidizing!
I hope some conservative economists will step up and explain to the Heritage Foundation (and the Trump administration in waiting) that in fact excessive government regulation can be very harmful and costly.
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