Use Apple Cash on iPhone

With Apple Cash, you can send and receive money, get cash back from Apple Card transactions, make purchases, and transfer your Apple Cash balance to your bank account.

Note: Apple Cash is only available in the U.S.

👁 The Apple Cash card in Wallet, showing the More button at the top right, the current balance and the Send or Request button in the middle, and the latest transactions at the bottom.

Set up Apple Cash

Go to the Settings app 👁 Image
on your iPhone.
Tap Wallet & Apple Pay, turn on Apple Cash, then follow the onscreen instructions.

For more information, see the Apple Support article Set up Apple Cash.

Make purchases with Apple Cash

Where Visa is accepted, you can make purchases with Apple Cash in the following ways:

With Apple Pay: Use Apple Pay for purchases at contactless payment terminals and in apps and on the web.
With the virtual card number: If Apple Pay isn’t supported, use AutoFill during checkout. Or go to the Wallet app 👁 Image
, tap Apple Cash, then tap 👁 the Card Number button
to see the card number, expiration date, and security code.

Send, request, and receive payments with Apple Cash in Messages

Use Apple Cash to send and receive money with people who use iMessage.

Go to the Messages app 👁 Image
on your iPhone.
In an iMessage conversation, do one of the following:
- Tap 👁 the Apps button
  , tap Apple Cash, then enter the amount.
- If there’s an underlined monetary amount in a message bubble, tap it to open Apple Cash preset to the underlined amount.
Do one of the following:
- Send or request a one-time payment: Tap Send or Request.
- Set up a recurring payment: Tap Show Keypad, tap Send Recurring Payment, enter the start date, frequency, and memo, then tap Send. (Recurring payments aren’t available in a group conversation.)
Add a comment (optional), then tap 👁 the Send button
.

You can also send or request Apple Cash in the Wallet app 👁 Image
—tap the Apple Cash card, tap Send or Request, then follow the onscreen instructions.

Send Apple Cash with Tap to Cash

With Tap to Cash, you can send Apple Cash to someone by holding your iPhone or Apple Watch near their iPhone or Apple Watch, without having to share your phone number or email address.

Note: Tap to Cash is supported on all iPhone models with iOS 18 or later and all Apple Watch models with watchOS 11 or later.

Go to the Wallet app 👁 Image
on your iPhone.
Tap the Apple Cash card, tap Send or Request, then tap Tap to Cash.
Enter the amount, add a note (optional), then tap Continue.
Authenticate with Face ID, Touch ID, or your passcode.
Hold your iPhone near the recipient’s iPhone or Apple Watch.
Continue holding the devices near each other until the payment information appears on the recipient’s screen.
The recipient can choose Accept or Decline.

For more information, see the Apple Support article Use Tap to Cash.

See transactions, set up recurring payments, transfer funds, and contact support

Go to the Wallet app 👁 Image
on your iPhone.
Tap the Apple Cash card, then tap 👁 the More button
.
Do any of the following:
- Add money or set up Auto Reload: See the Apple Support article Add money to Apple Cash.
- Move funds to your bank or eligible debit card: See the Apple Support article Transfer money in Apple Cash to your bank account or debit card.
- Set up and manage recurring payments: Send recurring payments to eligible contacts.
- View card details: Update your bank account information, request transaction statements, contact support, and more.

URL: https://support.apple.com/en-my/guide/iphone/iph385cf0980/ios