Modifying this control will update this page automatically

iPhone User Guide

Set up Apple Pay in Wallet on iPhone

Using Apple Pay can be simpler and safer than using a physical card. Your actual card number is never shared with merchants, and each transaction uses a unique security code. With your cards in Apple Wallet, you can use Apple Pay wherever it’s accepted in stores, for transit, in apps, and online.

Note: Apple Pay and its features aren’t available in all countries or regions. See the Apple Support article Countries and regions that support Apple Pay.

👁 A credit card in the Wallet app.

Add a debit or credit card for Apple Pay

You can add an eligible card from a participating issuer. To check if your card is compatible with Apple Pay, contact the issuer.

To add a card, look for “Add to Apple Wallet” or “Add to Apple Pay” in your bank or card issuer’s app. You can also add your card directly to the Wallet app:

  1. Go to the Wallet app 👁 Image
    on your iPhone.

  2. Tap 👁 the Add Card button
    .     You may be asked to sign in to your Apple Account.

  3. Add any of the following types of cards:

    • A new card: Tap Debit or Credit Card, tap Continue, then hold iPhone near the chip on the card. If the card doesn’t have a chip, tap Enter Card Details Manually, then enter the card number or tap Scan Card with Camera.

      Note: If you can’t add your card, it may not be supported by Apple Pay, or your issuer may need to approve it first. Contact your bank or card issuer, or see the Apple Support article If you can’t add a card to Apple Wallet to use with Apple Pay.

    • Apple Card: See Use Apple Card on iPhone.

    • Your previous cards: Tap Previous Cards, then choose any cards you previously used. These cards may include the card associated with your Apple Account, cards you have in Apple Wallet on your other devices, and cards you saved for AutoFill. Tap Continue, then follow the onscreen instructions.

    • A card from a supported app: Below “From Apps on Your iPhone,” tap the app of your bank or card issuer.

  4. Follow the onscreen instructions to verify your information with your bank or card issuer. This might include receiving a text message, answering security questions, or confirming through your bank’s app.

Set up Apple Pay when switching to a new iPhone

During setup on a new iPhone, you can add your cards to Apple Wallet. Follow the onscreen instructions for each card.

Connect your account to Wallet

With an eligible account, you can see your account balance, available credit, full transaction history, and more in Wallet.

  1. Go to the Wallet app 👁 Image
    on your iPhone.

  2. Tap the card you want to connect.

  3. Tap Get Started below the card (or tap 👁 the More button
    ,     tap Card Details, then tap Get Account Balance & Activity), then follow the onscreen instructions to connect your account.

    If you don’t see Get Started or Get Account Balance & Activity, the card issuer doesn’t support this feature.

For more information, see the Apple Support article View your account balance and full transaction history in the Wallet app.

View card details and change settings

If you have Apple Card, see Use Apple Card on iPhone. For other cards, do the following:

  1. Go to the Wallet app 👁 Image
    on your iPhone.

  2. Tap a card.

    Note: The latest transactions may appear, showing authorized amounts that may differ from the amount of the payment charged to your account. For example, a gas station may request an authorization of $99, even though you pumped only $25 worth of gasoline. To see the final charges, see the statement from your card issuer, which includes all Apple Pay transactions.

  3. Tap 👁 the Card Number button
    to see any of the following:

    • The last four digits of the device account number—the number transmitted to the merchant when you use Apple Pay

    • The physical card number (if you added the card information for AutoFill)

    • The virtual card number (if supported)

  4. To see more details, tap 👁 the More button
    ,     then tap any of the following:

    • Card Details: See more information, contact the card issuer, change your billing address, or remove the card from Wallet.

    • Notifications: Turn on or off the transaction history and notifications.

Thanks for your feedback.